Privacy Policy

FACTS WHAT DOES COMMUNITY POINT BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose who they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community Point Bank chooses to share; and whether you can limit this sharing

 

Reasons we can share your personal information Does Community Point Bank share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
No We do not share
For joint marketing with other financial companies No We do not share
For our affiliates’ everyday business purposes –
information about your transactions and experiences
No We do not share
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We do not share
For our affiliates to market to you No We do not share
For our nonaffiliates to market to you No We do not share
QUESTIONS?  Call (573)782-3881 in Russellville, (573)498-3311 in Eugene or visit www.ourcpb.com

 

Who we are
Who is providing this notice? Community Point Bank
What we do
How does Community Point bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain physical, electronic, and procedural safeguards to protect your information. Your information is accessible only to employees who need the information to provide products or services to you.

How does Community Point Bank collect my personal information? We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give yiou additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Community Point Bank has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Community Point Bank does not share with nonaffiliates so they can market to you
Joint marketing A formal agreement between nonaffiliate financial companies that together market financial products or services to you.

  • Community Point Bank doesn’t jointly market
Other important information
From time to time, we may change the policies and procedures provided in the Privacy Statement, due to changes in the law, or changes in our operations, and we will notify you of these changes as required by law.